Public Transport in Chicago – A Renters’ Guide

Chicago is a large, densely populated city with a complex network of neighborhoods and a dynamic job market. For renters — especially those without cars — access to public transportation can be a deciding factor when looking for an apartment in the city. That’s because a well-connected transit system can open up more affordable or desirable areas and make commuting far less stressful.

Many Chicago renters work downtown or in areas served by the city’s extensive train and bus systems. That makes the reliability and reach of the Chicago public transit network more than just a bonus — it’s often a daily necessity. Understanding how the system works can help you choose where you’d want your rental apartment to be and how to get around efficiently.

Here are the main modes of transportation you’ll find in Chicago:

• CTA “L” Trains
• CTA buses
• Metra trains
• Divvy bikes
• Pace buses
• Water taxis
• Late-night/off-peak options

The CTA “L” trains

The Chicago Transit Authority (CTA) operates eight color-coded train lines, collectively known as the “L.” These trains serve much of the city and connect directly to downtown. Renters living near an L stop — especially along the red, blue or brown lines — can get to work, school or social plans without needing a car. Plus, the red line runs 24/7, making it especially appealing for renters who work late hours or enjoy going out.

CTA buses

Chicago’s bus system complements the L network by covering areas where the trains don’t reach. Specifically, routes like #66 Chicago or #49 Western connect renters to shopping districts, job centers and transfer points. Notably, many neighborhoods not directly served by train lines still offer easy access to bus stops, which gives renters more flexibility when apartment-hunting.

Metra commuter trains

Metra trains are ideal for renters living on the city’s edge or in nearby suburbs who commute downtown. Lines converge at major stations like Union Station and Ogilvie Transportation Center. For renters who prefer quieter neighborhoods, but who work in the Loop, Metra provides a comfortable alternative to long drives and parking challenges.

Divvy bike share

Divvy, the city’s official bike-share program, offers thousands of bikes and e-bikes with docking stations spread across Chicago. For renters living in denser areas — like Logan Square, Wicker Park or Hyde Park — Divvy can be a fast, affordable way to cover short distances or connect to a bus or train station. What’s more, many apartment buildings are just blocks from a Divvy station.

Pace buses

Pace operates suburban bus routes and some express lines into Chicago. While it’s not as widely used within city limits, it’s useful for renters in outlying neighborhoods or surrounding suburbs. Some apartment complexes even promote proximity to Pace stops for easier commutes into the city.

Water taxis

During spring and summer, water taxis offer a scenic and functional way to get around. They operate on the Chicago River between Chinatown, River North and the Loop. While not a daily solution for everyone, renters who work or live near the docks may enjoy this unique mode of transportation, especially in the warmer months.

Late-night & off-peak options

Renters who work late shifts or enjoy nightlife can benefit from the red and blue lines, which run 24 hours a day. Many bus routes also run until late evening. Additionally, apps like CTA Train Tracker or Transit App allow renters to plan safer and faster routes, even at night.

The Chicago public transit system makes the city highly livable — even without a car. With reliable CTA trains and buses; Divvy bikes; and connections via Metra and Pace, renters can enjoy freedom of movement across neighborhoods and job centers.

Whether you’re looking to live steps from a train station or just want the peace of mind that comes with nearby bus routes, it’s worth factoring public transportation into your rental decision. For renters of all ages and lifestyles, public transit in Chicago offers not just convenience, but also connection — to work, to community and to the city itself.